Get Help

Keep Nashville Housed:  Building stability through a compassionate & collaborative rental/mortgage assistance program.

Apply with Rooftop

Choose one of the following types of assistance:

Before filling out an application, please:

  • Read the requirements.

  • Watch the requirement guide video

The “apply now” button can be found at the end of each section.  The button disappears when applications are closed. Rooftop cannot address situations outside of the application process.

Immediate Assistance is not Available:
Applications are processed in the order in which they are received.

Funding is available once every 12 months.

Assistance is not guaranteed.
All grants are based on the documentation provided and the funding available.

Funding does not cover:

  • utilities

  • other bills (phone, internet, etc.)

  • balances on households where you don't live

  • hotels, motels, A&D treatments, halfway houses, single room or short-term rentals

The Application Process

  • Choose the type of assistance you need: rent, mortgage, or deposit.

  • Click the “Apply Now” button at the bottom of each page to fill out the online application. The button disappears when applications are closed.

  • If do not qualify for an existing grant, you will be sent an email with a referral to other resources.

  • If your application can be considered and you have submitted all documentation, a Rooftop social worker will call you to conduct an interview and may request additional documentation.

  • Rooftop's case review team meets on Tuesday / Thursday to review applications. Assistance is based on the documentation provided and the funding available.

  • Balances are confirmed with properties and a landlord agreement must be signed. If you are approved for assistance a check will be sent directly to your rental agency or mortgage company.

    Note: Balances are paid in full. If an applicant is paying a portion of their balance it must be paid prior to Rooftop making payment.

  • The Rooftop social worker will inform you if your application has been approved. If your documentation fails to meet the necessary requirements, you will receive a denial email along with additional resources.

Types of Assistance We Provide

Rent Assistance

Rent Assistance Requirements

  • Live in Davidson County, TN

  • Have a lease in your name

  • The total balance due is under $2,500. The balance should include all fees, including attorney fees. On the 25th of the month, the next month will be added to the balance

  • Can document a recent one-time hardship that is preventing you from paying rent or mortgage AND the resolution to the hardship

  • Can document sustainable income back in the home after your balance has cleared

  • Requirement Guide Video – Q &A to help explain the requirements and help you determine if your situation may be addressed by the current funding.  Assistance is not guaranteed

Definitions

  • Document - can provide official documentation that confirms your situation. A personal written statement is not sufficient.

  • Recent - the event that caused you to be unable to pay rent/mortgage happened within the last 90 days or 3 months.

  • One-time - the event that has you unable to pay rent has happened and is over (resolved). Ongoing or reoccurring situations are not covered.

  • Sustainable income - the net income (what you take home after taxes, insurance, etc.) in the home must be twice (2x) the monthly rent payment. Seasonal income is not considered sustainable.

Documentation Required

  • Applications are not complete without all of the listed documentation. Applications are reviewed in the order in which they were submitted.

  • After we have received your application, applicants will have 3 business days to submit additional documentation.  Any documentation not uploaded with the application may be emailed to review@rooftopnashville.org.

  • A Rooftop social worker may ask for additional documentation. If you are having trouble obtaining a document, please let us know by emailing: review@rooftopnashville.org

Documentation List

  • ID for all adults on the lease

  • A current lease

    Note: Rooftop cannot assist with hotels, motels, half-way houses, sober living houses, or rooming houses

  • A ledger this is a document that shows your rental payment history from the time you moved in until today's date. You can get one from your landlord

  • Hardship documentation - Must be an official document such as a receipt, separation notice, doctor's note, etc. showing why rent cannot be paid

  • Resolution documentation - Must be an official document. Show how rent will be paid after assistance, if different from income

  • All income in the household - Submit at least 3 months of pay stubs. Total income must be twice your rent to be considered

  • Lease


Requirement Guide Video

Mortgage Assistance

Mortgage Assistance Requirements

  • Live in Davidson County, TN

  • Have a mortgage in your name

  • The total balance due is under $2,500. The balance should include all fees, including attorney fees. On the 25th of the month, the next month will be added to the balance

  • Can document a recent one-time hardship that is preventing you from paying your mortgage AND the resolution to the hardship

  • Can document sustainable income back in the home after your balance has cleared

  • Requirement Guide Video – Q &A to help explain the requirements and help you determine if your situation may be addressed by the current funding.  Assistance is not guaranteed

    Definitions

    • Document - can provide official documentation that confirms your situation. A personal written statement is not sufficient.

    • Recent - the event that caused you to be unable to pay your mortgage happened within the last 90 days or 3 months.

    • One-time - the event that has you unable to pay your mortgage has happened and is over (resolved). Ongoing or reoccurring situations are not covered.

    • Sustainable income - the net income (what you take home after taxes, insurance, etc.) in the home must be twice (2x) the monthly mortgage payment. Seasonal income is not considered sustainable.

Documentation Required

  • Applications are not complete without all of the listed documentation. Applications are reviewed in the order in which they were submitted.

  • After we have received your application, applicants will have 3 business days to submit additionaldocumentation.  Any documentation not uploaded with the application may be emailed to review@rooftopnashville.org.

  • A Rooftop social worker may ask for additional documentation. If you are having trouble obtaining a document, please let us know by emailing: review@rooftopnashville.org

Documentation List

  • ID for all adults on the mortgage statement

  • A current mortgage statement

  • Hardship documentation - Must be an official document such as a receipt, separation notice, doctor's note, etc. showing why the mortgage cannot be paid

  • Resolution documentation - Must be an official document. Show how the mortgage will be paid after assistance, if different from income

  • All income in the household - Submit at least 3 months of pay stubs. Total income must be twice your mortgage to be considered


Requirement Guide Video

Deposit Assistance

Deposit Assistance Requirements

  • Unit is in Davidson County, TN

  • The lease will be in your name

  • Moving into a HUD subsidized unit ONLY

  • You are moving into a HUD subsidized unit after being homeless or having lived in market-rate rent

    • Note: Moving between Section 8 or income-based units is not covered by this grant

  • Section 8 units have passed inspection, if applicable

  • Utilities have been turned on in your name, if required

Definitions

  • HUD subsidized - these are units that use Section 8 vouchers or units where your rent will adjust if your income changes.

Documentation Required

  • Applications are not complete without all of the listed documentation. Applications are reviewed in the order in which they were submitted.

  • After we have received your application, applicants will have 3 business days to submit additional documentation.  Any documentation not uploaded with the application may be emailed to review@rooftopnashville.org.

  • A Rooftop social worker may ask for additional documentation. If you are having trouble obtaining a document, please let us know by emailing: review@rooftopnashville.org

Documentation List

  • ID for all adults on the lease

  • Welcome letter for new apartment that includes move-in date, deposit, and pro-rated rent

  • HUD paperwork showing rent is based on the current household income

  • All income in the household - Submit at least 3 months of pay stubs - Total income must be twice your rent to be considered

  • Proof of utilities being turned on in your name, if required by the property

  • Proof of Section 8 unit passing inspection, if applicable


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